*********************************************** ** Sykotic ** ** Times ** ** Issue # 31 ** ** April 2000 ** ** http://www.deathsdoor.com/syko ** *********************************************** DISCLAIMER ********** This zine is for shit purposes only. I don't give a shit if you break the law because it's YOUR ass that is going to get raped in jail. If you do any of this shit (and get caught) YOU fucked up. it ain't muh fault so fuck off! I AM NOT RESPONSIBLE IF YOU ARE A SHIT HEAD!! (I realise that most of this shit isn't illegal but I just think that I should warn you) The Shit ******** 1. Editorial by: Syko416 2. TD Bank; VISA account privacy issue by: The Clone 3. Helpless by: Syko416 4. Sending text messages through the WWW by: hans svjorgensen 5. - 6. by: Syko416 7. My Last Week On Earth (Part:3) by: Syko416 8. My Last Week On Earth (Part:4) by: Syko416 9. News by: Syko416 10. Top Ten by: Syko416 11. Jokes by: Syko416 12. Left Over Shit by: Syko416 ^^^^^^^ Just got back from Spring break =-----------------------------------------------------------------------------------------------= 1. Editorial ************ y0! welcome to Sykotic Times #31. ENJOY! - Jimmy Poonwacker P.S. Sykotic Times is now monthly! =-----------------------------------------------------------------------------------------------= 2. ;;>> TD Bank; VISA account privacy issue <<;; >>; By: The Clone Date: Thursday February 10, 2000 ;<< ._. --------- Contents: --------- __ 1. Introduction 2. Severity 3. Details 4. Solutions 5. Conclusion 6. Contact 7. Credits __ Introduction: Over the year of auditing various automated-systems for security, I've determined that more than 90% of these systems aren't secure and that more than half of them could be exploited in some way in less than an hour. This just doesn't sit well with the companies affected... not to mention the customers, shareholders, and employees involved. This time I'm taking a look at Toronto Dominion Bank's VISA; automated voice-account database. The methods used to secure YOUR personal information are so weak that one could easily compromise account data in a number of minutes. _ Severity: # Personal account information such as last Visa payment, last Visa transaction, and other particularly important personal data is at risk of being accessed by unauthorized third-persons. # Toronto Dominion Bank customer information is also at risk of being exposed, exploited, and stolen. _ Details: We'll assume at this time that the "evil doer" who we'll call 'Sonny Bono' has your TD-VISA account number. Perhaps you threw away your statement information and Sonny found it in the trash. Or perhaps Sonny stole your TD-VISA bank card, and knowing that if he attempts to use your card at an ATM machine that the little camera will take his picture. So Sonny calls up 1-800-9TD-VISA because he knows that he can do other things with your card that would destroy any trust you have in TD bank if only you knew better. Immediately he hears an automated voice saying: "Welcome to TD-VISA", followed by "If you are calling from a touch-tone phone please press [1]". By pressing [1], he gets the following options: + Account Balance, Statement Information, or most Recent postage Transactions - press [1]. + Credit Application Status, Credit Line increases - press [2]. + Reporting a Lost or Stolen Card - press [3]. + Past Due Accounts - press [4]. + Customer Service Representative - press [0]. --- After hearing the options, Sonny proceeds to laugh at option three because he's a bad boy with no conscious at all (task task). What does he want now? Well he wants your account balance information, your statement information, your most recent postage transactions, and possibly your credit application status. Why? Think about all the naughty things criminals do and then be creative with those thoughts. There you go. Sonny presses one and is then brought to another option menu. The automated voice tells him: "Please enter your card number and press the number sign (#) when finished." Complying with the statement means that he is then asked for his PIN number. This is where I shake my head in anger disbelief at the idiocy of TD-Bank and their customer pin-code assignments. By default TD Bank assigns its customers pin-codes based on their postal codes. For example; the victim lives at 223 Jameson Road in Stinkytown, Alberta, Canada and their postal is R3R-1B5. We'll assume that Sonny also has an account through TD-Bank and he knows that by entering the three digits out his postal code, he'll then have access to his account statements. So Sonny enters the victims' pin-code. The pin-code just happens to be "315"... tada! Piece of cake. He now has access to your account information. He can eavesdrop on every bank transaction you make, your account balance, etc. If he decides he wants to talk to a customer service representative he could do a lot more. By using his social engineering skills, he might quite possibly trick the TD-Bank employees into giving off the credit card number that belongs to the account. Banks have an enormous amount of information on you. And you have the right to know what they have on their databases. If the bank employee trusts Sonny he/she WILL tell them anything they want to know. Creative and skilled social engineers can get virtually anything they want by being polite, relaxed, and not suspicious. Solutions: The following solutions are quite obvious but they will help to stop this huge invasion of privacy... Here is what you can do: ; Call up TD-Bank and change your pin-code to a less obvious series of numbers. ; Change your pin-code on a regular basis Here is what TD-Bank can do: ; When setting up a customers account, have them choose a pin-number ; Do not have default pin-codes on your systems... EVER ; Get rid of automated systems all together [this will likely not happen] Conclusion: Please be aware that the people who do want to access your account information will do so at all costs. This advisory was written to show that there isn't anything that is secure. A bank and a credit card company would be the first you'd think to tighten up on security. So they do - only to a certain degree. Please keep in mind that Bank's compromise a little security to make it easier for customers to access their account information quickly over the telephone. That weakness is what many criminals use to their advantage. Are your secrets safe? No. Should we give up a little convenience for security? You decide. _ Contact: url; http://nettwerk.hypermart.net email; webmaster@nettwerk.hypermart.net _ Credits: I want to give credits to Susan Larcombe for giving me the idea to write this document. A N E T T W E R K E D P R O D U C T =-----------------------------------------------------------------------------------------------= 3. Helpless *********** Helpless is what I feel right now. you are in pain but there's nothing I can do I have to do it myself is what you said I can only stand back and watch I want to help I want to do something to ease the pain but you won't let me you won't let me in cry on my shoulder Lean on me using me to releave your pain take it out on me please you say you'll be ok you say you need time alone you say I can't help my jokes don't make you laugh I haven't seen you smile in a long time you say you've lost a friend I feel that way too I can't stand by and let things happen I can't leave things alone I just can't forget about you R.I.P. Scott James Timothy Glanfield =-----------------------------------------------------------------------------------------------= 4. Sending text messages through the WWW * by: hans svjorgensen * ********************************************* For good harassment fun: go to www.airtouch.com *****click "send a text message"**** enter up to 10 pager #s (Denver area airtouch pagers are 303-203-xxxx and 303-580-xxxx) enter your victims # to be called back go back and repeat w/ sequentially higher #s you can rattle off a hundred pages in about 7 minutes, driving your victim nuts =-----------------------------------------------------------------------------------------------= 5. - 6. ******** ran out of articles =-----------------------------------------------------------------------------------------------= 7. My Last Week on Earth (part 3) ********************************* "Ah, Mr. Henderson, so nice of you to join us" Mrs. Hawk said as I walked through the door. "Shut up, bitch" I snapped. That seemed to wake up everyone in the class. All eyes were on me. Most people were probably wondering what I was doing, I know I was. "Mr. Henderson!" she said, still in shock. "I said shut up, BITCH!" I repeated. "For two years, I’ve been in your class. TWO FUCKING YEARS OF HELL! Everyday I come to this class happy and full of energy and everyday you seem to just suck the life out of me. You just yap on and on about the dumbest shit, like what you did on the weekend. Well, guess what? No one cares! And we are actually learning something, you repeat the stuff everybody knows and you barely mention the stuff we NEED to know. What the FUCK is wrong with you??? We understand what a simile is! Fuck, my little sister knows what a simile is, and she’s in grade 4!" "The most I've ever learned was when you were away and we had a substitute. You have got the be the WORST TEACHER in the history of this school, no, This country, hell, maybe even the world." "What are you trying to say?" she asked. "What I am trying to say is that I HATE YOU, we all do" I yelled at her, "We just say nothing because we NEED to pass this class, and you know what? I don’t need to pass this class anymore! I don’t need to listen to all your bull shit! As far as I am concerned, you can go FUCK YOURSELF!!!" At this point, she was ready to explode. The class, on the other hand, were enjoying every minute of it. Some had giant grins on their faces. Some were about to burst out laughing. I wished I remembered my camera. R R R R R R I I I I I I N N N N N N G G G G G G ! ! ! ! ! ! The bell went for lunch "CLASS DISMISSED!!!" I yelled. Everyone in the class grabbed their stuff and ran out the door in a giant mob. I instinctively jumped into the mob and slipped out of the class. As soon as I was in the hall, I took off towards the lunchroom. To Be Continued . . . . . . =-----------------------------------------------------------------------------------------------= 8. My Last Week on Earth (part 4) ********************************* I entered the lunchroom and sat down at the table that I’ve sat at for the better part of 4 years. some of my friends were already there, eating lunch. I told them what I just did. Naturally, they loved it. "Yo, you actually said that to her?" Bob, the white rasta, asked. "Yeah, and she was PISSED!" I said. "Did she say anything to you?" Victor, the nerd, asked. "I dunno, the bell rang and I bailed." I replied. "Why would you do something like that?" Ryan, the jock, asked. I took a deep breath and said: "Well, I’m dying, cancer of the liver, so I figured I’d tell that bitch what I thought of her. Say, have any of you seen Heather around lately?" "Uh . . . . no" Ryan said, still somewhat shocked. "Well, I gotta go fine her, later" I said as I got up and walked away. I looked back when I got to the door and they were were all still stunned. Well, except for Bob, he was too stoned to know what was going on. I made a mental note to give Bob some of my marijuana. Then I left the lunchroom. Heather was Neve’s best friend. Heather lived in Clifford until 2 years ago. Her dad moved to Toronto because he got a better job, so the family came too. Heather and I became friends and she introduced me to Neve. I wanted to talk to Heather because she’d know what I should get Neve to remember me by. The first place I looked was the hill. The hill was a small hill that was about 4’ high in front of the school. All the smokers go there between classes to smoke. Some pot heads also hang out there. Naturally I found her there. "Hey, Jimmy, What’s up?" Heather greeted me as I walked up to her. "Hey, I need to talk to you." I said getting right to the point. "Ok, what do you want to talk about?" she asked I told her I was dying and wanted to give Neve something to remember me by. "Awww, that’s sweet" she said. "I know she’d love anything from you." "Thanks" I said sarcastically. "He he, just get her some jewelry, like a ring or locket." "Ok, thanks I gotta go" I said as I ran across the street to catch the bus to the mall. "BYE!" she yelled as I ran off. I arrived at the mall and went straight to the bank machine. I withdrew $200, I figured that was enough for now. I went to the local jewelry Store and looked around. An employee came up to me right away. Probably because I am a teenager and they are scared that I might steal something. I told the employee that I was just looking and to come back in ten minutes. Then I saw it . . . To Be Continued . . . . . . =-----------------------------------------------------------------------------------------------= 9.News ******* no news =-----------------------------------------------------------------------------------------------= 10. Top Ten *********** top ten letters I've hit on the keyboard 10 ! 9 ! 8 u 7 o 6 y 5 (the space key) 4 k 3 c 2 u 1 f =-----------------------------------------------------------------------------------------------= 11. Jokes ********* I'm Coming ********** A truck driver came upon a couple making passionate love in the middle of the road. He blew his horn, blinked his lights and yet the couple never missed a stroke! The driver stopped, got out and shouted at them, "Are you crazy, didn't you here my horn, see my lights, didn't you know I was coming?" The horny young man said, "Yes, I knew you were coming! I knew she was coming and I knew I was coming! I also knew you were the only one here with brakes!" Assignment ********** A kindergarten class had a homework assignment to find out about something exciting and relate it to the class the next day. When the time came to present what they'd found, the first little boy called upon walked up to the front of the class, and with a piece of chalk, made a Small white dot on the blackboard, then sat back down. Puzzled, the teacher asked him just what it was. "It's a period," said the little boy. "Well, I can see that," she said, "but what is so exciting about a period?" "Damned if I know," said the little boy, "but this morning my sister was missing one, Daddy had a heart attack, Mommy fainted, and the man next door shot himself." Liar **** "That wife of mine is a liar," said the angry husband to a sympathetic pal seated next to him in the bar. "How do you know?" the friend asked. "She didn't come home last night, and when I asked her where she'd been, she said she'd spent the night with her sister, Shirley." "So?" the friend replied. "So, she's a liar. I spent the night with her sister Shirley!" Final Answer ************ A husband and wife are in bed watching "Who Wants to be a Millionaire." The husband asks for sex. The wife says "No." Her husband asks "Is that your final answer?" She responds "Yes." He says "Then, I'd like to call a friend." =-----------------------------------------------------------------------------------------------= 12. Left Over Shit ****************** Is there anything wrost then shit? yeah, left over shit, sucka! So here it is: Want be come famous? Write for Sykotic Times! Send your articles to: syko416@hotmail.com I put anything/everything in here. Emails: Syko416 - syko416@hotmail.com hans svjorgensen - infomania@europe.com THE Clone - webmaster@nettwerk.hypermart.net Visit : http://www.deathsdoor.com/syko Shout outs to: ch4x, Toronto 2600 and Hack Canada. In next issue: The May Issue Street date: May 1/00