This is what a Trans Union credit report looks like.
All the good data has been blocked because this was taken from a real report.
Editor notes = []
***************** TRANS UNION CONSUMER CREDIT REPORT *****************
* XXXXXX NORTH *
* *
****************** Dept: NORTH / Queued by: XXXXXX *******************
DATE: 06-15-1993 TIME:19:23:56 SUBJECT ID:NORTH
I SMITH,JOHN,A,,* [subject name, address, SS#,
1234 N,MAIN,ST,ANYTOWN,WI,54123,* and phone #]
5 388473456,6758,/8,958-0000,,*
*
TRANS UNION CREDIT REPORT
<FOR> <SUB NAME> <MKT SUB> <INFILE> <DATE> <TIME>
(I)ZGBxxxx xxx-xxxx 09-GB 5/86 06/15/93 19:23
[inquiry info and date entered into system]
<SUBJECT> <SSN> <BIRTH DATE>
SMITH, JOHN A. 388-47-3456 7/76
<TELEPHONE>
958-0000
<CURRENT ADDRESS> <DATE RPTD>
1234 N. MAIN ST., ANYTOWN WI, 54123 3/92
<FORMER ADDRESS>
345 NORTH RD., SLIPLINE, WY, 43567 7/90
[subject address, social security #, dates lived at address or moved]
<CURRENT EMPLOYER AND ADDRESS> <RPTD>
AMERITECH 8/90
<FORMER EMPLOYER AND ADDRESS>
LEGION OF DOOM 12/89
--------S P E C I A L M E S S A G E S [no idea, sounds bad]
*** HAWK-ALERT: CLEAR
----------------------------------------------------------------------
M O D E L P R O F I L E * * * A L E R T * * *
*** EMPIRICA ALERT: SCORE +661, SERIOUS DELINQUENCY, DEROGATORY PUBLIC RECORD
OR COLLECTION, FREQUENT DELINQUENCY; TOO MANY RECENT CREDIT CHECKS OR RECENT
APPLICATIONS; INSUFFICIENT LENGTH OF CREDIT HISTORY *
----------------------------------------------------------------------
[poor guy, they keep track of EVERYTHING!]
----------------------------------------------------------------------
C R E D I T S U M M A R Y * * * T O T A L F I L E H I S T O R Y
PR=0 COL=2 NEG=2 HSTNEG=2-5 TRD=9 RVL=4 INST=5 MTG=0 OPN=0 INQ=16
HIGH CRED CRED LIM BALANCE PAST DUE MNTHLY PAY
REVOLVING: $3400 $2000 $417 $0 $20
INSTALLMENT: $8213 $ $1100 $0 $166
TOTAL: $11.6K $2000 $1517 $0 $186
----------------------------------------------------------------------
C O L L E C T I O N S
SUBNAME SUBCODE ECOA OPENED CLOSED $PLACED CREDITOR MOP
ACCOUNT# VERIFIRED BALANCE REMARKS
COW CREDIT Y 472XXXX I 8/90 8/90F $85 COW CREDIT UN
78XXX 3/93A $0 PAID COLLECT
FINANCE SYS Y 472XXXX I 6/88 6/88C $45
COLL090103XXXXX 6/88V PAID COLLECT
----------------------------------------------------------------------
T R A D E S
SUBNAME SUBCODE OPENED HIGHCRED TERMS MAXDELQ PAYPAT
ACCOUNT# VERIFIED CREDLIM PASTDUE AMT-MOP PAYPAT
CITIBK VISA B 64DBXXX 5/94
4128XXXXXXXX 11/94A $1500 $0
I CREDIT CARD 10/94
[list all the credit cards you have, loans, and other bank crap]
----------------------------------------------------------------------
I N Q U I R I E S
DATE SUBCODE SUBNAME TYPE AMOUNT
3/12/90 ZDP3456 xxx-xxx
5/23/92 NCH00xxxxx (CHI) CITIBANK
6/19/92 NCH34xxxx (CHI) SEARS
[jerks that looked into your credit history]
----------------------------------------------------------------------
E N D O F C R E D I T R E P O R T - S E R V I C E D B Y :
TRANS UNION CORPORATION 414-328-9950
760 W. SPROUL ROAD, P.O. BOX 390,
SPRINGFIELD, PA 19064-0390
----------------------------------------------------------------------
L O O K
xxx-xxx INC ZDP3456 (414) 339-8822
CITIBANK NA NCH0012832 (800) 950-5114
SEARS ROEBUCK & CO NCH345092 (800) ???-????
COPYRIGHTED TRANS UNION 1994
GO
*** END OF REPORT ID: 06-15-1993/19:30:50 (ORN: 258 ) B-0/F-0/P-0 ***